Convego Tap
The card as an authentication factor!

Give your customers the possibility to authenticate securely, with a simple swipe of their card on their mobile phone.

contisystems-convego-tap-banner

contisystems-convego-tap-smishing

SMS as an authentication factor has security weaknesses

Online fraud is increasingly sophisticated and it is increasingly difficult to distinguish a scam from a real banking experience.

Fraudulent SMS appear as part of previous conversations with banks;
Web pages are exact replicas of official websites;
Texts correctly and carefully written.

42% of customers are afraid to use their banking applications because they do not feel safe.

(source: Business of Apps)

The bank card is the solution

The bank card is a secure authentication solution with many advantages:

It allows physical (through hardware) and secure authentication.
Already existing, no need for new issue or production.
Reliable! It is already familiar to both the end user and the issuer.
Simple to use, with just one tap.
Very strong proof of ownership.

contisystems-convego-tap-card-illustration

How it works?

contisystems-convego-tap-mockup-card-authentication

NFC card reading

All the user has to do is touch their card with contactless technology to their mobile phone for a few seconds.
The app securely connects to Convego Tap‘s servers to verify card details.

Card validation

On Covego Tap servers, information such as:
– Correspondence of the card to the account requesting access.
– The validity of the card.
– And if the card is blacklisted or reported stolen.

Identity confirmation

After the verifications, the Convego Tap server returns the result authorizing or refusing the authentication of the user.

64% of consumers are more likely to recommend a brand because of a simple experience.

(source: Modus Medium)

Where to use the Convego Tap?

This technology can be used in any situation where 2nd factor verification, according to PSD2 standards, is required, as is the case of:

contisystems-convego-tap-woman-holding-card

Secure login

– The 1st validation factor is the PIN (the knowledge factor);
– The 2nd factor (possession factor) the card reading.

App onboarding – equipment change

– The 1st validation factor is the PIN (the knowledge factor);
– The 2nd factor (possession factor) the card reading.

Approval of specific transactions

(Example: high values, unusual locations, previously unused destination account.)

– The 1st validation factor is the PIN (the knowledge factor);
– The 2nd factor (possession factor) the card reading.

Card activation

– The 1st validation factor is the PIN (the knowledge factor);
– The 2nd factor (possession factor) the card reading.

More reasons to choose the card as a second authentication factor!

contisystems-convego-tap-icn-optimize

Optimize costs, usability and security.

contisystems-convego-tap-icn-rocket

Take advantage of existing hardware as a 2nd factor.

contisystems-convego-tap-icn-save

No extra costs on cards.

contisystems-convego-tap-icn-handshake

Open standards, no vendor restriction.

Find out what we can do for your business