Link to pay: Pay invoices with a single click
With the current pace of innovation, both technological and procedural, the number of payment methods available is increasing.
Seeking greater convenience for the end user or greater savings for the invoicing entity, the payment methods available for online purchases are usually more extensive and convenient than those most often presented on an invoice, whether on paper or in a digital document.
How do you pay a bill these days?
In the majority of cases, the entities offer payment options for the invoice:
- face-to-face payment at their own stores or those of agents (such as Payshop) for segments that are more averse to electronic payments;
- the payment reference, with the presentation of static data, which has to be manually copied to an automatic teller machine or to netbanking applications (highly inconvenient in terms of use)
- promotion of direct debit options, which are not always well received by users because they feel they are giving the billing entity "carte blanche" to charge whatever it wants (although we know it is possible to set limits and cancel authorizations before they are even applied)
Why don't I have the same options as when paying for my purchases online?
Convenient options such as paying with Paypal or using a credit card are not usually available for paying invoices because they require a connection between the physical and digital worlds that did not yet exist.
Just one click, really?
You can now access a secure interface to pay your invoice quickly and easily.
If the invoice is printed on paper, it is possible to print a personalized QR Code containing the invoice details. By scanning this QR Code with a simple reader on your cell phone, you will access an interface where you will find, in a very convenient way, all the payment options that the invoice issuer chooses to make available to you. Without the need for any manual typing, they can choose the payment method they want and proceed as if they were making an online purchase:
If the invoice is sent by email or made available in a customer area, a link can be placed so that, with a simple click, the experience is forwarded to the same interface, i.e:
What is Link to pay?
Link to pay is an aggregator of payment methods, which integrates the different options available in a simple and convenient interface, accessible from a link.
Whenever the issuer sees fit to remove or add payment methods, or the provider it has associated with each one, it can do so without this having an impact on its customer's payment journey.
Advantages for billers:
- Because it's easy and convenient, it promotes faster payments.
- It promotes the digitization of the payment process, which makes the process less costly and makes it more accessible to collection information in real time.
- Simplified cash management as you always have information on the status of these payments and can easily make returns.
- Connection to any payment gateway, the process is agnostic to acquiring conditions that can be changed at any time without impact.
- Effortless integration with your current systems, there are APIs for everything.
- Solution applicable to one-off or recurring payments.
Advantages for those who pay:
- Makes it possible to offer a wider range of payment options
- Makes the process more convenient without having to enter payment references manually
- Makes the process more secure, with no room for error in manual input
- No effort required
What are the next steps to make your bill easier to pay?
With the integration of this option into the document production service that we currently use with our Unicks platform, adoption is simple and fast, as are payments.
